Vision insurance is a financial protection plan that requires the policyholder to pay a monthly fee in exchange for reduced-cost fees on some eye health and vision correction services and products. Vision care insurance will often cover routine eye health expenses such as eye exams, contact lens fittings, contact lenses and eyeglass lenses and frames and may provide a discount on LASIK procedures.
The plan may cover the cost of these items in full, up to a preset limit, or may require the policyholder to pay a flat fee or percentage fee to share the expense with the insurer. Vision care insurance tends to be inexpensive compared to other types of insurance, because many of the covered costs are predictable and expensive claims are rare. In fact, it more closely resembles a discount plan than a true insurance plan, because insurance is meant to protect against unforeseen and potentially catastrophic expenses.
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Helping Families in 30+ States
Trent Advisors is dedicated to helping people no matter where you call home. We are currently licensed in 30+ states and are in the process of gaining more. Our mission is to be our clients’ advocate and to guide them to create better solutions that protect them against risk, preserve themselves, and preserve their assets financially.